Megan's mate

moment, why each gift was so perfectly suitable? Why eighty years ago Fergus Calhoun would have been compelled to select just those things to hide away? The flower brooch for Suzanna, the watch for Amanda, Yeats for Lilah and the jade for C.G.? The portrait for Coco?

Coincidence,

Megan murmured, but there was doubt in her voice.

He only laughed and kissed her.

Fate thrives on coincidence.

And the pearls?

These.

He lifted a finger to trace them.

A symbol of family, endurance,

innocence. They suit you very well.

TheyI know I should have found a way not to accept them, but when Suzanna put them on me upstairs, they felt as though they were mine.

They are. Ask yourself why you found them, why, with all the months the Calhouns searched for the emeralds, they never came across a hint of the strongbox. Fergus's book turns up after you move into The Towers. There's a numbered code. Who better to solve it than our logical CPA?

Megan shook her head and blew out a laughing breath.

I can't explain it.

Then just accept it.

A magic rock for Jenny, soldiers for the boys.

She rested her head against

Nathaniel's shoulder.

I suppose I can't argue with that kind of coincidence. Or fate.

Content, she closed her eyes and let the air caress her cheeks.

It's hard to believe

that just a few days ago I was frantic with worry. You found him near here, didn't you?

Yes.

He thought it best for her peace of mind not to mention the dicey climb down to the ledge.

I followed the bird.

The bird?

Puzzled, she drew back.

That's odd. Kevin told me about a bird. A white one with green eyes that stayed with him that night. He's got a good imagination.

There was a bird,

Nathaniel told her.

A white gull with emerald eyes. Bianca's eyes.

But

Take magic where you find it.

He slipped an arm around her shoulders so that they both could enjoy the sounds of the surf.

I have something for you, Megan.

Mmm?

She was comfortable, almost sleepy, and she moaned in protest when he shifted away.

Nathaniel reached inside his jacket and drew out a sheaf of papers.

You might have

a hard time reading them in this light.

What's this?

Amused, she took them—

More receipts?

Nope. It's a life insurance policy.

AFor heaven's sake. You shouldn't be carrying this around. You need to put it in a safe-deposit box, or a safe. Fireproof.

Shut up.

His nerves were beginning to stretch, so he stood, then paced to the e.g.

of the cliff and back.

There's a hospitalization policy, too, my mortgage, a couple of bonds. And a damn Keogh.

A Keogh.

Megan held the papers as if they were diamonds.

You filled out the

form.

I can be practical, if that's what it takes. You want security, I'll give you security.

There are plenty of figures there for you to tally.

She pressed her lips together.

You did this for me.

I'd do anything for you. You'd rather I invest in municipal bonds than slay dragons? Fine.

She stared at him as he stood with the sea and sky at his back, his feet braced as if he were riding the deck of a ship, his eyes lit with a power that defeated the dark.

And with bruises fading on his face.

You faced your dragon years ago, Nathaniel.

To keep her hands occupied, she

smoothed the papers.

I've had trouble facing my own.

Rising, she walked to him,

slipped the papers back into his pocket.

Aunt Colleen cornered me today. She said a lot of things, how I was too smart to take risks. How I'd never make the mistake of letting a man be too important. That I'd be better off alone than giving someone my trust, my heart. It upset me, and it frightened me. It took me a while to realize that's just what she'd meant to do. She was daring me to face myself.

Have you?

It's not easy for me. I didn't like everything I saw, Nathaniel. All these years I've convinced myself that I was strong and self-reliant. But I'd let someone so unimportant shadow my life, and Kevin's. I thought I was protecting my son, and myself.

You did a hell of a good job, from where I'm standing.

Too good, in some ways. I closed myself off because it was safer. Then there was you.

She reached up to lay a hand on his cheek.

I've been so afraid of what I feel

for you. But that's over. I love you, Nathaniel. It doesn't matter if it was magic or fate, coincidence or sheer luck. I'm just glad I found you.

She lifted her face to his, reveled in the freedom of the kiss, the scent of the sea, the promise of his arms.

I don't need retirement plans and insurance policies, Nathaniel, she murmured.

Not that you don't. It's very important that you... Stop laughing.

I'm crazy about you.

Still laughing, Nathaniel scooped her off her feet and swung her in dizzying circles.

Crazy period.

She struggled to catch her breath and clung to him.

We're going to

fall off the cliff.

Not tonight we're not. Nothing can happen to us tonight. Can't you feel it? We're the magic now.

He set her on her feet again and held her close, so that even the air couldn't come between them.