Oxford Business English Dictionary for Learners of English

(Finance) if something given as security on a loan is unredeemed, it can be kept by the person, etc. who made the loan because the loan has not been paid back: He had a drawerful of unredeemed pledges for loans he had made to students from his personal funds.

(Commerce) not exchanged for cash or goods: She has 35 000 unredeemed frequent-flier miles.

-> redeem

unregulated /.An'regjuleitid/ adjective not controlled by rules or laws: a free, unregulated markets regulate

,unreported 'income noun [u] money that sb has earned and should pay tax on but has not mentioned to the tax authorities

unscrupulous /An'skru:pjalas/ adjective without moral principles; not honest or fair: unsrupulous companies/dealers/lenders о unscrupulous practices/methods/tactics

un'scrupulously adverb un'scrupulousness noun [u]

unsecured /.Ansi'kjuad; AmE -sa'kjurd/ adjective (Finance; Law)

1 if a loan, debt, etc. is unsecured, there is no security (= a valuable item that the person, company, etc. that borrows the money will lose if they do not pay the money back): The new lending

company will offer unsecured loans to small companies at an interest rate of 8-20%. О unsecured credit/debt/lending/loans 2 used to describe a person, company, etc. that has lent money with no security

unsecured creditors/lenders [oppj secured

unskilled /.An'skild/adjective

(about a person) not having special skills or training: unskilled manual workers о an unskilled workforce

(about a job) not needing special abilities or training

IoppJ skilled

unsocial /.An'saujl; AmE .An'soujl/ adjective (also unsociable /An'saujabl; AmE -'sou-/ less frequent) (both BrE)

outside the normal times of working: Security staff often have to work unsocial hours.

unsold /.An'sauld; AmE .An'sould/ adjective not bought by anyone: The store cut its prices to get rid of unsold stock, о 10% of the company's shares remain unsold.

unsolicited /.Ansa'lisitid/ adjective not asked for and sometimes not wanted: It is not our policy to send unsolicited mail, о The company rejected an unsolicited takeover bid from an Italian group.

О unsolicited calls/email/letters/mail * an unsolicited approach/(takeover) bid/offer ♦ unsolicited advice/ comments

unsubscribe /.Ansab'skraib/ verb [+ obj or no obj] (IT) unsubscribe (from sth) to remove your address from an Internet mailing list

★ unsustainable /.Ansa'steinabl/ adjective that cannot continue or be continued for a long time: unsustainable levels of debt о The decline in the sector is the result of unsustainable growth over the last few years. IoppI sustainable

.unsystematic 'risk (also spe.cific risk)

noun [U]

(Finance) risk that affects the price of a particular investment or a small number of shares, bonds, etc., for example the possible effects of a strike in a company or of a company going out of business s systematic risk

untapped /.An'taept/ adjective available but not yet used: They regard Mexico as a huge untapped market for their products, о technology that creates energy from a previously untapped source

untapped demand/markets/opportunities/ potential/resources/talent