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Epsom, Cheltenham, that's where we've lived. Then back here to Newmarket. Always the horses.'

'Were they his job?'I asked.

'In a way. He was a gambler.' She looked at me calmly. 'I mean a professional gambler. He lived on his winnings. I still live on what's left.'

'I thought it wasn't possible,' I said.

'To beat the odds?' The words sounded wrong for her appearance. It was true, I thought, what she'd said about categories. Old women weren't expected to talk gambling; but this one did. 'In the old days it was perfectly possible to make a good living. Dozens did it. You worked on a profit expectation of ten per cent on turnover, and if you had any judgement at all, you achieved it. Then they introduced the Betting Tax. It took a slice off all the winnings, reduced the profit margin to almost nil, killed off all the old pros in no time. Your ten per cent was all going into the Revenue, do you see?'

'Yes,' I said.

'Liam had always made more than ten per cent. He took a pride in it. He reckoned he could win one race out of three. That means that every third bet, on average, would win. That's a very high percentage, day after day, year after year. And he did beat the tax. He tried new ways, added new factors. With his statistics, he said, you could always win in the long run. None of the bookies would take his bets.'

'Er, what?' I said.

'Didn't you know?' She sounded surprised. 'Bookmakers won't take bets from people who repeatedly win.'

'But I thought that's what they were in business for. I mean, to take people's bets.'

'To take bets from ordinary mug punters, yes,' she said. 'The sort who may win occasionally but never do in the end. But if you have an account with almost any bookie and you keep winning, he'll close your account.'

'Good grief,' I said weakly.

'At the races,' she said, 'all the bookies knew Liam. If they didn't know him to talk to, they knew him by sight. They'd only let him bet in cash at starting price, and then as soon as he'd got his money on they'd tic-tac it round the ring and they'd all reduce the price of that horse to ridiculously small odds, making the starting price very low, so that he wouldn't win much himself, and so that the other racegoers would be put off backing that horse, and stake their money on something else.'

There was a longish pause while I sorted out and digested what she'd said.

'And what,' I said, 'about the Tote?'

'The Tote is unpredictable. Liam didn't like that. Also the Tote in general pays worse odds than the bookies. No, Liam liked betting with the bookies. It was a sort of war. Liam always won, though most times the bookies didn't know it.'

'Er,' I said, 'how do you mean?'

She sighed. 'It was a lot of work. We had a gardener. A friend, really. He lived here in the house. Down that passage where we came in just now, those were his rooms. He used to like driving round the country, so he'd take Liam's cash and drive off to some town or other, and put it all on in the local betting shops, bit by bit, and if the horse won, which it usually did, he'd go round and collect, and come home. He and Liam would count it all out. So much for Dan – that was our friend – and so much for the working funds, and the rest for us. No more tax to pay, of course. No income tax. We went on for years like that. Years. We all got on so well together, you see.'

She fell silent, looking into the gentle past with those incongruously wild eyes.

'And Liam died?' I said.

'Dan died. Eighteen months ago, just before Christmas. He was ill for only a month. It was so quick.' A pause. 'And Liam and I, we didn't realise until after- We didn't know how much we depended on Dan, until he wasn't there. He was so strong. He could lift things… and the garden… Liam was eighty-six, you see, and I'm eighty-eight, but Dan was younger, not over seventy. He was a blacksmith from Wexford, way back. Full of jokes, too. We missed him so much.'

The golden glow of sunlight outside had faded from the peonies, the great vibrant colours fading to greys in the approaching dusk. I listened to the young voice of the old woman telling the darker parts of her life, clearing the fog from my own.

'We thought we'd have to find someone else to put the bets on,' she said. 'But who could we trust? Some of the time last year Liam tried to do it himself, going round betting shops in places like Ipswich and Colchester, places where they wouldn't know him, but he was too old, he got dreadfully exhausted. He had to stop it, it was too much.

We had quite a bit saved, you see, and we decided we'd have to live on that. And then this year a man we'd heard of, but never met, came to see us, and he offered to buy Liam's methods. He said to Liam to write down how he won so consistently, and he would buy what he'd written.'

'And those notes,' I said, enlightened, 'were what Chris Norwood stole?'

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