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"Here," he said. "You might as well take it to the bank. It's your money."

Homer took the money and the cheques and stood with them in his hand, thinking about what Steen had said about not doing any wrong. Maybe Steen was right. Maybe Homer was getting scared when there was no need to be. What could they be charged with?

Fraudulent advertising? There had been no specific claims that had not been performed.

For tying in the auto sales? Just possibly, although he had not made an auto sale a condition of transaction; he had merely mentioned that it would be very nice if they bought a car from Happy Acres Auto Sales.

For selling at less than cost? Probably not, for it would be a fine point of law to prove a lease a sale. And selling or leasing below cost in any case was no crime.

For leasing the same house more than once? Certainly not until it could be proved that someone had suffered damage and it was most unlikely that it could be proved.

For doing away with people? But those people could be reached by telephone, could drive out through the gate. And they were well and happy and enthusiastic.

"Perhaps", Steen said gently, "you have changed your mind.

Perhaps you'll stay with us."

"Perhaps I will," said Homer.

He walked down the concourse to the bank. It was an impressive place. The foyer was resplendent in coppery metal and with brightly polished mirrors. There were birds in hanging cages and some of the birds were singing.

There were no customers, but the bank was spick and span. An alert vice-president sat behind his polished desk without a thing to do. An equally alert teller waited shiny-faced behind the wicket window.

Homer walked to the window and shoved through the money and the cheques. He took his passbook from his pocket and handed it across.

The teller looked at it and said, "I'm sorry, Mr. Jackson, but you have no account with us."

"No account!" cried Homer. "I have a quarter of a million!"

His heart went plunk into his boots, and if he'd had Steen there, he'd have broken him to bits.

"No," said the teller calmly, "you've made an error. That is all."

"Error!" gasped Homer, hanging onto the window to keep from keeling over.

"An understandable error," the teller said sympathetically.

"One that anyone could make. Your account is not with us, but with the Second Bank."

"Second Bank," wheezed Homer. "What are you talking about? This is the only bank there is."

"Look, it says Second Bank right here." He showed Homer the passbook. It did say Second Happy Acres State Bank.

"Well, now," said Homer, "that's better. Will you tell me how I get to this Second Bank?"

"Gladly, sir. Right over there. Just go through that door."

He handed back the passbook and the money.

"That door, you say?" inquired Homer.

"Yes. The one beside the drinking fountain."

Homer clutched the passbook and the money tightly in his hand and headed for the door. He opened it and stepped inside and got it shut behind him before he realized that he was in a closet.

It was just a tiny place, not much bigger than a man, and it was as black as the inside of a cat.

Sweat started out on Homer and he searched frantically for the doorknob and finally found it.

He pushed the door open and stumbled out. He strode wrathfully back across the foyer to the teller's window. He rapped angrily on the ledge and the teller turned around.

"What kind of trick is this?" yelled Homer. "What do you think you're pulling? What is going on here? That is nothing but a closet."

'Tm sorry, sir," the teller said. "My fault. I forgot to give you this."

He reached into his cash drawer and handed Homer a small object. It looked for all the world like the replica of a bizarre radiator ornament.

Juggling the object in his hand, Homer asked, "What has this got to do with it?"

"Everything," the teller said. "It will get you to the Second Bank. Don't lose it. You'll need it to get back." "You mean I just hold it in my hand?"

"That is all you do, sir," the teller assured him.

Homer went back to the door, still unconvinced. It was all a lot of mumbo-jumbo, he told himself. These guys were just the same as Gabby Wilson-full of smart pranks. And if that teller was making a fool of him, he promised himself, he'd mop up the floor with him.

He opened the door and stepped into the closet, only it was no closet. It was another bank.

The metal still was coppery and the mirrors were a-glitter and the birds were singing, but there were customers. There were three tellers instead of the single one in the first bank and the bland, smooth vice-president at his shiny desk was industriously at work.

Homer stood quietly just outside the door through which he'd come from the other bank. The customers seemed not to have noticed him, but as he looked them over, he was startled to discover that there were many whose faces were familiar.

Here, then, were the people who had leased the houses, going about their business in the Second Bank.

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