Housing has long been considered a private rather than a public concern. The growth of urban slums, however, led many municipal governments to enact stricter building codes and sanitary regulations. In 1934 the Federal Housing Administration was established to make loans to institutions that would build low-rent dwellings. However, efforts to reduce slums in large cities by developing low-cost housing in other areas were frequently resisted by local residents who feared a subsequent decline in property values. For many years the restrictive covenant, by which property owners pledged not to sell to certain racial or religious groups, served to bar those groups from many communities. In 1948 the Supreme Court declared such covenants unenforceable, and in 1962 Pres. John F. Kennedy issued an executive order prohibiting discrimination in housing built with federal aid. Since that time many states and cities have adopted fair-housing laws and set up fair-housing commissions. Nevertheless, there are considerable racial disparities in home ownership; about three-fourths of whites but only about half of Hispanics and African Americans own their housing units.
During the 1950s and ’60s large high-rise public housing units were built for low-income families in many large U.S. cities, but these often became centres of crime and unemployment, and minority groups and the poor continued to live in segregated urban ghettos. During the 1990s and the early 21st century, efforts were made to demolish many of the housing projects and to replace them with joint public-private housing communities that would include varying income levels.
Education
The interplay of local, state, and national programs and policies is particularly evident in education. Historically, education has been considered the province of the state and local governments. Of the approximately 4,000 colleges and universities (including branch campuses), the academies of the armed services are among the few federal institutions. (The federal government also administers, among others, the University of the Virgin Islands.) However, since 1862—when public lands were granted to the states to sell to fund the establishment of colleges of agricultural and mechanical arts, called land-grant colleges—the federal government has been involved in education at all levels. Additionally, the federal government supports school lunch programs, administers American Indian education, makes research grants to universities, underwrites loans to college students, and finances education for veterans. It has been widely debated whether the government should also give assistance to private and parochial (religious) schools or tax deductions to parents choosing to send their children to such schools. Although the Supreme Court has ruled that direct assistance to parochial schools is barred by the Constitution’s First Amendment—which states that “Congress shall make no law respecting an establishment of religion”—it has allowed the provision of textbooks and so-called supplementary educational centres on the grounds that their primary purpose is educative rather than religious.
Public secondary and elementary education is free and provided primarily by local government. Education is compulsory, generally from age 7 through 16, though the age requirements vary somewhat among the states. The literacy rate exceeds 95 percent. In order to address the educational needs of a complex society, governments at all levels have pursued diverse strategies, including preschool programs, classes in the community, summer and night schools, additional facilities for exceptional children, and programs aimed at culturally deprived and disaffected students.