^j^l ^janWn l fdk`gkWn _dk`_dlgl^jhkaQfhbj.
G#kX` GCD fPlhjkh, Phn djXblhlk ^janWn l fdk`gkWn _dk`_dl-
gl^jhkaQfhbj `naKgn djff^jhdlbjhQfZ, ]j] WjdjghlZ `nfhlKkglZ
bYfn]nWn \dnbgZ XjgZhnfhl gjfkakglZ _\hk^ fnX`jglZ gnbYO djVn-
PlO ^kfh l, ]j] fak`fhblk – `kTfhbkggnT flfhk^Y fnIljaQgnWn nVkf-
_kPkglZ.
nf\`jdfhbn nVZXjgn nVkf_kPlhQ fnX`jglk ;ng`nb àZ djXblhlZ
@hlO _dk`_dlZhlT.
4knVOn`l^n `l;;kdkgIldnbjhQ bfJ flfhk^\ gjanWnnVanKkglZ
_dk`_dlZhlT b _naQX\ ^janWn l fdk`gkWn _dk`_dlgl^jhkaQfhbj, fnX-
`jhQ ;ng` _n``kdK]l ^jaYO _dk`_dlZhlT b ]dlXlfgnT flh\jIll.
4knVOn`l^n ^j]fl^jaQgn \_dnfhlhQ _dnIk`\d\ _na\PkglZ
fdk`fhb lX 6bdn_kTf]lO ;ng`nb àZ djXblhlZ @hlO _dk`_dlZhlT.
Gak`\kh bnXnVgnblhQ djVnh\ «jg]j djXblhlZ» (b dj^]jO
Hipoteku banka) àZ ]dk`lhnbjglZ ^jaYO l fdk`glO _dk`_dlZhlT.
DjhblTf]n^\ _dnlXbn`lhkaJ hnbjdnb l \fa\W – Wnf\`jdfhbkgg\J
_n``kdK]\!
24 n]hZVdZ 2009 Wn`j
HSCRD78T9
XII f#kX`j GnIljalfhlPkf]nT _jdhll Djhbll
FHR6JR LLSFPT BRHNPRHT=
JN L4FSDSJTS TC 5TD19
lXgkggYT \dnbkgQ VnaQHlgfhbj gjfkakglZ Djhbll ]jhjfhdn;l-
Pkf]l nVd\HlafZ bfak`fhblk _ndjXlbHkWn fhdjg\ @]ngn^lPkf]nWn l
fnIljaQgnWn ]dlXlfj. G ]jK`Y^ `g>^ _dn`naKjkh gk\`kdKl^n djfhl
jd^lZ VkXdjVnhgYO, b hkPkglk Wn`j ngj bYdnfaj b 2,5 djXj, `nfhlWg\b
XII G62 GCD 123
\dnbgZ 13 _dnIkghnb. 4j n`gn djVnPkk ^kfhn _dkhkg`\Jh \Kk 73 VkX-
djVnhgYO. 8Kl`jk^jZ _kdf_k]hlbj kE> Vnakk ^djPgjZ.
8`gnbdk^kggn f dnfhn^ VkXdjVnhlIY _djblhkaQfhbn fn]djEjkh
fnIljaQgYk l KlalEgYk _nfnVlZ, fj^n\_djbakglZ Xj^ndjKlbjJh
fhdnlhkaQfhbn ^\glIl_jaQgnWn KlaQZ.
DlHlbHlkfZ djVnhY l fnIljaQgYO _nfnVlT aJ`l gk b fnfhnZgll
nVkf_kPlbjhQ fbnl fk^Ql, n_ajPlbjhQ jdkg`\ KlaQZ l ]n^^\gjaQgYk
\fa\Wl. B dkX\aQhjhk ^gnWl^ fk^QZ^ WdnXlh _nhkdZ ]dYHl gj` WnanbnT
gj nfgnbjgll dkHkglZ f\`j n bYfkakgll Xj hd>O^kfZPg\J Xj`naKkg-
gnfhQ _n gjT^\ ]bjdhldY lal gkn_ajh\ ]n^^\gjaQgYO \fa\W.
CnanKkglk KlaQInb `kgjIlngjalXldnbjggYÒn^nb kE> Vnakk
nhPjZggnk, _nf]naQ]\ _n Xj]ng\ l^ _dlOn`lhfZ _ajhlhQ Xj KlaQ> b
gkf]naQ]n djX VnaQHk, Pk^ _ajhZh KlaQIY `d\WlÒn^nb.
G\`kVgYk ndWjgY Djhbll, gkf^nhdZ gj ]dlXlfg\J flh\jIlJ b
fhdjgk, _dn`naKjJh djff^jhdlbjhQ l \`nbakhbndZhQ hdkVnbjglZ `n-
^nbaj`kaQIkb n bYfkakgll KlaQInb lX ]bjdhld VkX _dk`nfhjbakglZ
`d\WnWn KlaQZ, h.k. gj \alI\. 4jPlgjZ f 1995W. `n gjfhnZEkWn bdk^kgl,
fnWajfgn f\`kVgnT fhjhlfhl]k, hj]lk dkHkglZ _dlgZhY b nhgnHkgll
40 000 fk^kT, @hn _dl^kdgn 120 000 Pkanbk]. Kk b _kdbn^ _na\Wn`ll
hk]\EkWn Wn`j f\`Y bYgkfal dkHkglZ _n 349 `kaj^ `jggnT ]jhkWndll.
*gnWnPlfakggYk _dnhkfhY l nVdjEkglZ KlhkakT Djhbll l nV-
EkfhbkggYO ndWjglXjIlT, gj_djbakggYk Gj@T^\, _dkXl`kgh\, _dj-
blhkaQfhb\ l bYfHl^ f\`kVgY^ lgfhjgIlZ^ Djhbll nfhjJhfZ, _n
f\hl, VkX bgl^jglZ. -^ndjaQgjZ _dj]hl]j alHkglZ `nbk`>ggYÒn
glEkhY aJ`kT ]dnbj gj` WnanbnT, b hn^ Plfak l _n blgk Wnf\-
`jdfhbj, _dn`naKjkhfZ.
GnIljalfhlPkf]jZ _jdhlZ Djhbll nf\K`jkh VkXdjXalPlk l Kk-
fhn]nfhQ _djbZElO ]d\Wnb Wnf\`jdfhbj b nhgnHkgll ^janl^\ElO gj-
gl^jhkakT KlaQZ.
(dkV\k^ nh Gj@T^j, _dkXl`kghj fhdjgY l _djblhkaQfhbj, nVaj-
`jJElO _djbn^ Xj]ngn`jhkaQgnT lglIljhlbY, gkXj^kàlhkaQgn
bbkfhl ^ndjhndlT gj bYfkakglk lX KlaQZ Xj `naWl `n n]ngPjglZ
]dlXlfj l fhjVlalXjIll KlXgkggnWn \dnbgZ gjfkakglZ Djhbll!
24 n]hZVdZ 2009 Wn`j
124 GCD: +G(81+ B 28.*64(-
HSCRD78T9
XII f#kX`j GnIljalfhlPkf]nT _jdhll Djhbll
BRDR?S51 DNPLTT,
&RHTF1 CN FLRT @HNLN!
.dlXlf WanVjaQgnT ]j_lhjalfhlPkf]nT flfhk^Y, nObjhlbHlT VnaQ-
Hlgfhbn fhdjg ^ldj, _ndjXla l @]ngn^l]\ Djhbll. !hn bYXbjan nV-
bjaQgnk \O\`Hkglk KlXgl VnaQHlgfhbj gjfkakglZ dkf_\Val]l, hj] ]j]
_djblhkaQfhbn l _jdaj^kgh `kajJh bf>, PhnVY _kdkanKlhQ nfgnbgYk
hZWnhY ]dlXlfj gj _akPl hd\`ZElOfZ. .dk`lhY, _na\PkggYk _djbl-
hkaQfhbn^ nh ^kK`\gjdn`gYO ndWjglXjIlT, gj_djbaZJhfZ gj _n`-
`kdK]\ Vjg]nb, gj nVfa\Klbjglk Wnf\`jdfhbkggnWn `naWj, gn glPkWn gk
`kajkhfZ àZ fnX`jglZ gnbYO djVnPlO ^kfh. B dkX\aQhjhk fhdk^l-
hkaQgn djfhkh VkXdjVnhlIj. 8gj hnaQ]n _n n;lIljaQgY^ `jggY^, fn-
fhjbaZkh \Kk 13,1%, j bn ^gnWlO Vk`gkTHlO ]djZO Djhbll _nPhl b `bj
djXj bYHk. 4j n`gn djVnPkk ^kfhn _dkhkg`\Jh \Kk 73 Pkanbk]j.
8`gnT lX fj^YO ^gnWnPlfakggYO ]jhkWndlT gjfkakglZ gj dYg]k
hd\`j fhjgnblhfZ ^nan`kKQ. GhjhlfhlPkf]lk `jggYk fbl`khkaQ-
fhb\Jh, Phn b jbW\fhk 2009 Wn`j 35,5% bfkO VkXdjVnhgYO fnfhjbaZal
aJ`l b bnXdjfhk `n 35 akh.
jfhQ ^nan`kKl, gk _na\Plb `naWnK`jggnWn ^kfhj djVnhY, j
b^kfhk f hk^ l gknVOn`l^YO fdk`fhb àZ f\EkfhbnbjglZ, aJ^_kgl-
Xld\khfZ, _n_nagZkh dZ`Y _dkfh\_gnWn ^ldj. !hn^\ bn ^gnWn^ f_n-
fnVfhb\kh hj]Kk djXd\Hkglk l `kWdj`jIlZ hkO f;kd, b ]nhndYO
^nan`>KQ `naKgj _na\PjhQ bnX^nKgnfhl àZ fbnkWn djXblhlZ: nV-
djXnbjglk, f_ndh, O\`nKkfhbkggnk l hkOglPkf]nk hbndPkfhbn.
B hkPkglk _nfak`glO hd>O akh, gkf^nhdZ gj fglKkglk `nal ^nan-
`>Kl b fhd\]h\dk ajhblTf]nWn nVEkfhbj, kKkWn`gn ] \WnanbgnT nhbkh-
fhbkggnfhl _dlbak]jJhfZ _ndZ`]j 2000 hnaQ]n gkfnbkdHkggnakhglO